That’s simple. It empowers you with basic knowledge so you can purchase, maintain,
and protect your home – your most important asset!
To participate in any process, everyone needs flexibility and the FREEDOM to complete it – in his or her own time. Begin your journey by reviewing the four phases of the real estate process (Process) described in the OVERVIEW section, the first part of the FLO-FOLDER®.
Locate the phase that corresponds to where you are in your journey. If you are just beginning to think about buying a home, start with Phase One.
If you are at the other end of the journey and are thinking about selling your home or leaving it for your family, skip forward to Phase Four.
Use personal checklists located in the Handbook to track your progress as you complete each phase and gain even more insight into the Process.
As a LITERACY tool, the FLO-FOLDER® is like a book and serves two purposes. First, it identifies and explains more than 30essential documents you will gather during each phase of the Process. Since documents other than those listed may be needed, depending upon your state’s laws, consult with licensed, professional advisors (Advisors). However, if you add more, make sure they clarify each document’s purpose.
Second, the FLO-FOLDER® includes comprehensive information and practical tips, not legal advice, about issues you may encounter along the way. With these tips, you can ask Advisors more questions, make informed decisions, and avoid scams or other obstacles that may stop you from achieving your homeownership goal.