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FROM THE C.C.H.R. CORNER…
Employment Decisions and Credit History
As many Chicago businesses look to increase hiring in the new year, it is important to keep in mind that both the Chicago Human Rights Ordinance and Illinois state law prohibit employers in most circumstances from using a candidate’s or employee’s credit history or other credit information as a factor in any employment decision (i.e. hiring, firing, changing terms of employment, etc.). With limited exceptions, the law prohibits employers from inquiring into a candidate’s or employee’s credit history or obtaining a credit history report from a consumer reporting agency. Employers engaged in the hiring process should be mindful of the types of inquiries that could turn the search for the ideal candidate into a discriminatory scenario, exposing them to liability under the Chicago Human Rights Ordinance. Further information can be found at CCHR.
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the law prohibits employers from inquiring into a candidate’s or employee’s credit history or obtaining a credit history report
